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SumZero Terms of Use For SumZero Content Subscribers

Disclaimer, Terms Of Use, Privacy Policy
Last updated August 29th, 2011

SumZero, Inc provides electronic content outside of the SumZero community to subscribers and potential subscribers with trial access. This Information is provided by SumZero, Inc and its third party suppliers (collectively, "Information Providers").

SumZero may modify, add or delete portions of the terms of this Disclaimer, Terms and Conditions and Privacy Policy from time to time in its sole discretion. We will post the changes at the applicable link to the Disclaimer, Terms and Conditions Privacy Policy included with the Information. Your registration for the Information and continued receipt of Information from SumZero shall constitute acceptance of such modifications which shall be effective from and after the date of posting.

Before subscribing to the Information, all Registrants agree and fully understand that the stock market, other securities markets, and all financial forums contain implicit and explicit risks. That being stated, understood, and agreed upon, anyone who directly or indirectly uses the services, and/or products shall not hold SumZero or any of its affiliates liable to anyone for any loss, injury, or damage resulting from the usage of this website or any Information. All users of SumZero, whether member or visitor, agree that they alone bear complete responsibility for their own investment research and investment decisions, and that they will not hold SumZero or any of its affiliates liable for any decisions or outcomes from actions made by them or others based directly or indirectly upon the reliance of Information or any other material published by SumZero.


Investment Risk: SumZero is not a registered investment advisor or broker-dealer, and is not licensed nor qualified to provide investment advice. In addition, there is no requirement that any of our Information Providers be registered investment advisors or broker-dealers. Nothing published by SumZero should be considered personalized investment advice or investment services by SumZero or the Information Providers. The Information is NOT a solicitation to BUY, SELL, or HOLD any securities mentioned. Furthermore the provided data should not be used as the sole basis for making any investment decision. The individual investors own due diligence is of the utmost importance and highly recommended. Never buy stocks based purely on our alerts, as even past performance is not necessarily indicative of future results. Neither SumZero nor any Information Provider guarantees any specific outcome or profit, as, among other things, the strategies or investments discussed may fluctuate in price or value and the investments or strategies mentioned on this website or in other Information may not be suitable for you. This material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned on this website or other Information. Before acting on Information, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment adviser. YOU SHOULD VERIFY ALL CLAIMS, DO YOUR OWN DUE DILIGENCE AND/OR SEEK YOUR OWN PROFESSIONAL ADVISOR AND CONSIDER THE INVESTMENT OBJECTIVES AND RISKS BEFORE INVESTING IN ANY SECURITIES MENTIONED. INVESTMENT DOES NOT GUARANTEE A POSITIVE RETURN AS STOCKS AND OTHER SECURITIES ARE SUBJECT TO MARKET RISKS, INCLUDING THE POTENTIAL LOSS OF PRINCIPAL. You specifically acknowledge that SumZero and its Information Providers will in no way be held liable for losses or gains arising out of any Information sent to you by SumZero, and you waive any such claims on your own behalf and on behalf of your successors, heirs and representatives.

Disclosure of Ownership: From time to time, SumZero, its affiliates, directors, officers or employees and/or any or all of Information Providers and/or their affiliates may or may not hold positions in one or more of the securities in the Information and may trade at any time, without notification to you, based on the information they are providing and will not necessarily disclose this information to subscribers, nor the time the positions in the securities were acquired.They may also liquidate shares (or other securities) in profiled companies at any time without notice and at will. Such liquidation may have a negative impact on the securities being liquidated. Although typically ideas are provided by Information Providers which are pursuing the investment ideas discussed, there can be no assurances that (i) such Information Providers goals, objectives, investment portfolio or strategies are consistent with your own investment objectives and (ii) that the Information Providers have are continuing to pursue such strategy, or that changes have occurred which would change the analysis contained in any report.

Information Source: SumZero is not responsible for monitoring information provided by its Information Providers and sent to you. It is each Information Provider's responsibility to make sure that any information is either immaterial or publicly available. Additionally, it is each Information Provider's responsibility to make sure that any information is not in violation of any securities laws or other laws. You specifically acknowledge that SumZero will in no way be held liable for any potential or actual violations of United States laws, including without limitation any securities laws, based on Information sent to you by SumZero. We encourage our readers to invest carefully and read the investor information available at the web sites of the Securities and Exchange Commission (SEC) at and/or the National Association of Securities Dealers (”NASD”) at The NASD has published information on how to invest carefully at its website. We also strongly recommend that you read the SEC advisory to investors concerning Internet Stock Fraud, which can be found at Readers can review all public filings by companies at the SEC’s EDGAR site at We encourage you to invest carefully and read investment information available at the websites of the SEC at and FINRA at

Forward Looking Statements: Statements included within any Information that are not historical in nature constitute forward-looking statements for the purposes of the safe harbor provided by the Private Securities Litigation Reform Act of 1995. Investors are cautioned that any information on this contains certain such forward-looking statements that involve substantial risks and uncertainties. When used, the words anticipate, believe, estimate, expect, and similar expressions as they relate to a company or its management, or any Information Provider, are intended to identify such forward-looking statements. Actual results, performance or achievements could differ materially from the results expressed in, or implied by, these forward looking statements. Further management discussion of risks and uncertainties can be found in the applicable company's quarterly filing with the Securities Exchange Commission and other periodic filings.


Copyright and Trademark: The Information is protected by the Copyright Laws of the United States and may not be copied, reproduced, sold, published, modified or exploited in any way without the express written consent of the owner. The trademark SumZero and the logo are trademarks of SumZero.

Disclaimer of Warranty and Limitation of Liability: The information provided by SumZero is provided AS IS. SumZero does not guarantee the accuracy of the Information provided herein, either expressly or implicitly, for any particular purpose and expressly disclaims any express or implied warranties, including without limitation any warranties of merchantability, fitness for a particular purpose or non-infringement. SumZero cannot and does not guarantee the accuracy, validity, authorization, originality, timeliness or completeness of any information or data made available to you for any particular purpose. Neither SumZero or any of its affiliates, directors, officers or employees, nor any third party vendor, will be liable for any kind of loss or damage that you may incur in the event of any failure or interruption resulting from the act or omission of any other party involved in making the Information available to you, or from any other cause relating to your access, or use of the Information, whether or not the circumstances giving rise to such cause may have been in the control of SumZero or any vendor providing software or support. IN NO EVENT SHALL SUMZERO OR ITS AFFILIATES, DIRECTORS, OFFICERS OR EMPLOYEES BE LIABLE TO YOU FOR ANY DIRECT, SPECIAL, INDIRECT, CONSEQUENTIAL, INCIDENTAL DAMAGES OR DAMAGES OF ANY KIND, AND ALL SUCH CLAIMS ARE HEREBY WAIVED, EVEN IF SUMZERO HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. WITHOUT LIMITING THE FOREGOING, SUMZERO'S AGGREGATE LIABILITY ARISING OUT OF OR IN CONNECTION WITH THESE TERMS AND YOUR USE OF THE INFORMATION SHALL NOT EXCEED $1,000.00. Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations may not apply to you.


Disclosure to Third Parties: We also may disclose your personal information as required by applicable law and may perform disclosures that are necessary or advisable to: (a) protect our rights, safety or property; (b) enforce the Terms and Conditions; (c) respond to your requests for customer service; (d) to comply with legal process; or (d) to comply with or as permitted by applicable laws and regulations. We reserve the right to transfer any and all information we collect from Site users to an affiliate, as well as to a third party in the event of any reorganization, merger, sale, joint venture, assignment, transfer, or disposition of all or any portion of our business, assets, or stock (including without limitation in connection with bankruptcy or any similar proceedings) with or to such third party.

Children: The Site is not directed toward children under 18 years of age nor does SumZero knowingly collect information from children under 18 years of age.

Links: The Site may include links to websites operated by third-parties. We endeavor to only link to reputable organizations; however, because these other sites are not hosted or controlled by us, we are not responsible for the privacy practices of those sites or the content provided thereon. Therefore, the privacy policies with respect to these areas may differ from those applicable to the Site, and we encourage you to review the privacy policies of those other websites. This Privacy Policy only applies to information we collect through the Site.

Security Measures: SumZero uses reasonable administrative, physical and electronic security measures to protect against the loss, misuse and alteration of your personally identifiable information.

Choice of Law: Any legal dispute arising out of your use of the Site will be governed by the laws of the United States of America and the State of New York without giving effect to rules governing choice of laws. Those who choose to access the Site from locations outside of the United States do so on their own initiative, and are responsible for compliance with local laws if and to the extent local laws are applicable. The Information provided by SumZero is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject